Stonelion Lend runs your whole lending book in one place - clients, loans, savings, repayments and the accounting behind them - so your team stops reconciling spreadsheets and starts growing the portfolio. Cloud-hosted, configured for your products, and ready for your loan officers in the field.
From the first KYC check to the final repayment, every step of the loan lifecycle - and the books behind it - lives in one auditable platform your whole team works from.
A single record for every client and group, from onboarding to repayment history.
Configure the products you actually lend, and track every rand of the book.
Run voluntary, fixed and recurring deposit products alongside your loans.
Every transaction posts to the general ledger as it happens - no month-end catch-up.
Social and financial reporting for management, funders and regulators.
Give loan officers the system in their pocket, even where the signal drops.
The controls that keep a lending business compliant and its data trustworthy.
Manage the organisation behind the portfolio, from head office to the field.
Every feature is exposed through an API, so the system connects to the rest of your stack.
Mifos X is a powerful platform, but out of the box it's a toolkit - it still needs hosting, configuring and maintaining. Stonelion Lend is that work done for you: a hosted, branded, configured system your team can start using, with someone accountable for keeping it running.
Hosted, monitored, backed up and upgraded for you
Your loan and savings products configured before go-live
Your branding on the web app and the field app
Migration of your existing clients and loans from spreadsheets or a legacy system
Local support from the team that built it - no ticket queue overseas
Every plan includes hosting, upgrades and support. Start with a 30-day free trial, and save two months when you pay annually.
For small lenders and loan managers moving off spreadsheets.
For MFIs with a field team and more than one product.
For established institutions with custom or regulated needs.
Need more clients or users than your plan includes? Add them as you grow without changing plans. Custom development, extra integrations and on-site training are quoted separately.
The demo is a fully working instance loaded with sample clients, loans and branches. Open it, create a client, disburse a loan and watch it post to the ledger - no sign-up needed.
Create a client and complete their KYC
Apply for, approve and disburse a loan
Record a repayment and check the schedule
See the journal entries post in real time
Run a portfolio at risk report
"We were running 800 loans across four spreadsheets. Within a month everything was in one system and month-end went from a week of reconciling to an afternoon."
"The field app changed how our loan officers work. They capture applications and repayments at the client's door, and head office sees it the same day."
"Our funders ask for portfolio reports every quarter. Now it's a report I run, not a project I dread. And when we need help, we talk to the people who built it."
Microfinance institutions, SACCOs and co-operatives, and loan managers running individual or group lending books - from a few hundred clients to tens of thousands.
Mifos X is an open-source core banking platform built on Apache Fineract, used by financial institutions around the world. Building on it means you get a mature, well-tested lending core rather than something written from scratch - and you're never locked into a proprietary system.
Starter customers can be up and running within days. Growth and Enterprise rollouts, which include product configuration and data migration, typically take 2 to 6 weeks depending on the size of your book.
Yes. We migrate clients, active loans, repayment history and opening balances from spreadsheets or a legacy system, and reconcile them with you before go-live.
Your instance runs on secure cloud infrastructure with daily backups and monitoring. Enterprise customers can choose dedicated hosting or an on-premise deployment.
Every feature is available through the core banking API, so it can connect to mobile money, payment gateways, SMS providers, credit bureaus and your own apps. We build and maintain those integrations for you on Growth and Enterprise plans.
At the end of the 30 days you choose a plan and keep everything you've set up. If it isn't the right fit, you can export your data and walk away - no charge.
Start a 30-day free trial, or book a call and we'll walk through the system with your own loan products in mind.