Loma is built for property developers who sell land on payment plans. Every stand, every instalment plan, every transfer of ownership and every water bill lives in one place - so you always know what's sold, what's owed and who holds each stand.
Loma treats the stand as the product being sold. Instalment plans, ownership transfers, refunds and utility billing all hang off the stand record, so nothing gets lost between spreadsheets.
One record for every stand in the development, and who is paying for it.
Sell one or more stands on a payment plan, under terms you define once.
Know exactly who is up to date, who has slipped and by how much.
Record changes in ownership properly, with a full history behind each stand.
Bill residents for water without retyping a paper ledger every month.
Your meter readers and collectors work from their phones, even with no signal.
See the whole development as a map, built from your approved subdivision plan.
Take payments in the currencies your buyers actually use, and report in one.
The controls that let you hand the system to a team and still trust the numbers.
Most loan software assumes the stand is collateral for a cash loan. For a developer, the stand is the thing being sold, and the questions are different: is it available, who is paying for it, who holds it after a cession, and what do they owe for water. Loma is built around those questions.
Your stand map set up from your approved subdivision plan
Migration of your stand register, buyers and payment history from spreadsheets
Your letterhead and letter templates, ready for arrears follow-up
Hosted, monitored, backed up and upgraded for you
Support from the team that built it - no ticket queue overseas
Every plan includes hosting, upgrades and support. Start with a 30-day free trial, and save two months when you pay annually.
For smaller developments moving off spreadsheets.
For developers billing utilities and working in the field.
For large estates and developers with several projects.
Need more stands or users than your plan includes? Add them as you grow without changing plans. Custom development and on-site training are quoted separately.
The demo is a working instance loaded with sample stands, buyers and instalment plans. Find a stand on the map, sell it, record a payment and bill it for water - no sign-up needed.
Find an available stand on the map
Sell it on an instalment plan and view the schedule
Record a repayment and watch the balance update
Upload water readings and generate the month's bills
Run the arrears report and print an arrears letter
"We had thousands of stands across spreadsheets and nobody could say for certain which were sold. Now the map shows it, and every stand has its buyer and balance one click away."
"Our meter readers used to photograph a paper ledger and WhatsApp it to the office. Now they capture readings on their phones and the bills are ready the same week."
"Cessions used to be a paper trail we hoped was complete. Now every transfer is recorded against the stand, and the arrears letters go out on our letterhead in minutes."
Property developers and estate companies that sell stands (plots) to buyers on instalment plans, and often bill those stands for water or other services afterwards.
In Loma the stand is the product being sold, not collateral for a cash loan. That means it tracks stand availability, sale status, cessions to new title holders and utility billing - things lending software doesn't know about.
We trace your approved subdivision plan into a map of every stand, then link each shape to its stand record with you. Once it's set up, the map stays in step with sales automatically.
Yes. The field app downloads what readers and collectors need before they go out, stores everything they capture on the phone, and syncs when there is signal. Nothing is posted until the office reviews and approves it.
Yes. Each payment is recorded in the currency it was made in, with the exchange rate locked in at the time, so your history stays correct even when rates change. Reports can be viewed in the currency of your choice.
Yes. We migrate your stand register, buyers, instalment plans and payment history from spreadsheets or an older system, and reconcile balances with you before go-live.
At the end of the 30 days you choose a plan and keep everything you've set up. If it isn't the right fit, you can export your data and walk away - no charge.
Start a 30-day free trial, or book a call and we'll walk through the system with your stands and payment plans in mind.